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Bankruptcy is the most powerful debt relief tool available to consumers and businesses. Contrary to popular belief and what creditors and debt collectors will tell you, Bankruptcy is still a very real option. We help several people each week qualify for bankruptcy and we can help you too.

For consumers there are usually two types of Bankruptcy, Chapter 7 & Chapter 13. Chapter 7 Bankruptcy is often times more preferable to our clients because in most cases it does not require any payment to creditors. Chapter 13 Bankruptcy is a court ordered debt consolidation plan, which requires that you pay your creditors a specified amount each month. How much you are required to pay under this Chapter of Bankruptcy is determined by the amount of money you make, your gross income.

However, depending on your situation, it may be more beneficial for you to file Bankruptcy under Chapter 13. For example, you may want to consider Chapter 13 Bankruptcy if: someone has co-signed for you, you are trying to protect your home from foreclosure and you are behind in payments, you have a large outstanding tax liability to the IRS, or if you are ineligible to file Bankruptcy under Chapter 7.

Consult Attorney Debt Reset today to see which chapter of Bankruptcy protection is right for your circumstances.
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Attorney Debt Reset, Inc. is a debt relief agency. Among other things we help people file for bankruptcy protection under the U.S. Bankruptcy code. Bankruptcy can end harassing phone calls, stop garnishments, foreclosures, lawsuits and other collection attempts. Often, bankruptcy is the solution to your financial problems and can be the missing ingredient to get your life back on track. Our mission is to be the leading provider for quality debt relief legal services in Sacramento, San Joaquin, Solano, Stanislaus, El Dorado, Placer, Yuba, Sutter, Yolo, other various other surrounding counties.

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Our attorneys provide bankruptcy services, debt settlement services, tax resolution services, and loan modification and foreclosure workout services to the residents of Sacramento County, San Joaquin County, El Dorado County, Placer County, Yuba County, Sutter County, Solano County, Yolo County, and Stanislaus County. If you live in Sacramento or one of the other counties listed above and would like to request a free legal evaluation with one of our experienced debt relief attorneys, please contact us at the number provided above. Currently our office is located in Sacramento, but we do provide phone consultations for those out of the area. We prefer to do in office visits, if you are able, but we do provide phone consultations when applicable.

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