Category Archives: Recent Articles

Sacramento Bankruptcy Attorney — We Are Here to Help You Out of Hard Times!

Written on February 19, 2012 by Bankruptcy Expert in Automatic Stay, Chapter 13, Chapter 7, Credit Card Debt, Creditor Harassment, Debt Re-Affirmation, Eliminate Debt, Financial Health, Foreclosure, Myths About Bankruptcy, Rebuilding Credit, Recent Articles, Sacramento Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

Through no fault of their own, many Americans have fallen upon hard times and need the services of an expert Sacramento bankruptcy attorney. Creditors want you to feel stressed and despite what they say, they are happy to see you unable to make ends meet. They want you to pay every nickel and dime of…

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Ask a Riverside Bankruptcy Attorney: What is Chapter 11?

Written on September 15, 2011 by Bankruptcy Expert in Bankruptcy Alternative's, Bankruptcy Experiences, Bankruptcy Hearing, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Bankruptcy Options, Chapter 13, Chapter 7, Credit Card Debt, Eliminate Debt, Myths About Bankruptcy, Recent Articles, Riverside Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

Riverside bankruptcy attorneys currently perform many Chapter 11 filings due to the economy.  We receive several inquiries per week about what are the qualifications for Chapter 11.  In short, when a business is unable to service its debt or pay its creditors, the business or its creditors can file with a federal bankruptcy court for…

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What a Sacramento Bankruptcy Lawyer Thinks about Equifax’s Latest Reports

Written on September 7, 2011 by Bankruptcy Expert in Bankruptcy Experiences, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Chapter 13, Chapter 7, Credit Card Debt, Eliminate Debt, Myths About Bankruptcy, Recent Articles, Sacramento Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

As a Sacramento bankruptcy attorney I will read reports like the one Equifax produced on bankruptcy trends in Orange County and speculate about what their findings will mean over the coming year.  Equifax reported (story was covered by Jan Norman of the Orange County Register on August 25th) that small business bankruptcy filings were up…

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What Sacramento Bankruptcy Attorneys Can Tell You about Civil Lawsuits and Bankruptcy

Written on September 6, 2011 by Bankruptcy Expert in Bankruptcy Alternative's, Bankruptcy Experiences, Bankruptcy Hearing, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Bankruptcy Options, Bankruptcy Stories, Chapter 13, Chapter 7, Civil Procedure 703, Civil Procedure 704, Credit Card Debt, Creditor Harassment, Debt Re-Affirmation, Eliminate Debt, Financial Health, Foreclosure, Myths About Bankruptcy, Rebuilding Credit, Recent Articles, Sacramento Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

This Sacramento bankruptcy attorneycan tell you a great deal about how bankruptcy can prevent civil lawsuits, judgments, and liens. When you filed for bankruptcy (Chapter 7, Chapter 11, or Chapter 13), the courts issue what is called an “automatic stay”.  This prohibits creditors from either filing lawsuits against you or continuing lawsuits that they may…

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Riverside Bankruptcy Attorneys Work to Get You the Fresh Start You Deserve

Written on September 1, 2011 by Bankruptcy Expert in Bankruptcy Alternative's, Bankruptcy Experiences, Bankruptcy Law, Bankruptcy Options, Chapter 13, Chapter 7, Civil Procedure 703, Civil Procedure 704, Credit Card Debt, Creditor Harassment, Debt Re-Affirmation, Eliminate Debt, Financial Health, Myths About Bankruptcy, Rebuilding Credit, Recent Articles, Riverside Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

Riverside bankruptcy attorneys are not on the fast track to wealth and riches. If we were out to become fabulously wealthy we would probably go into a practice area like corporate law or even criminal defense. Defending White Collar crimes can be very lucrative, after all. No, most of us go into this practice area…

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Sacramento Bankruptcy Attorneys Love the Options of Chapter 13 Bankruptcy

Written on August 31, 2011 by Bankruptcy Expert in Automatic Stay, Bankruptcy Experiences, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Bankruptcy Options, Bankruptcy Stories, Chapter 13, Chapter 7, Credit Card Debt, Eliminate Debt, Financial Health, Myths About Bankruptcy, Recent Articles, Sacramento Bankruptcy Attorney, Tips About Bankruptcy

As a Sacramento bankruptcy lawyer I am often asked about the various types of bankruptcy and which type I feel is “best”. The fact is that whichever type ends up meeting my client’s needs is the “best”, but in a general sort of way I would say that Chapter 13 has more benefits than Chapter…

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All Riverside Bankruptcy Attorneys Know that There is No ‘Type” of Person Who Files for Bankruptcy

Written on August 30, 2011 by Bankruptcy Expert in Bankruptcy Experiences, Bankruptcy Mistakes To Avoid, Bankruptcy Stories, Chapter 13, Chapter 13, Chapter 7, Chapter 7, Credit Card Debt, Creditor Harassment, Eliminate Debt, Myths About Bankruptcy, Recent Articles, Riverside Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

As a Riverside bankruptcy attorney part of my job is educating the public on what bankruptcy is, as well as, what it isn’t. And it isn’t a haven for slackers, bums, and other negative stereotypes that have been perpetuated by the media. If you listened to certain news networks you might actually believe that there…

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A Sacramento Bankruptcy Attorney’s Explanation of the Differences between Chapter 7 and Chapter 11 Bankruptcy

Written on August 29, 2011 by Bankruptcy Expert in Automatic Stay, Bankruptcy Alternative's, Bankruptcy Experiences, Bankruptcy Hearing, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Bankruptcy Options, Bankruptcy Stories, Chapter 13, Chapter 13, Chapter 7, Chapter 7, Civil Procedure 703, Civil Procedure 704, Credit Card Debt, Creditor Harassment, Debt Re-Affirmation, Eliminate Debt, Financial Health, Foreclosure, Myths About Bankruptcy, Rebuilding Credit, Recent Articles, Sacramento Bankruptcy Attorney, Tips About Bankruptcy, What To Do After Filing Bankruptcy

A question asked of many bankruptcy attorneys in Sacramento by business owners is that of which chapter of bankruptcy is preferable for their particular financial situation. Chapter 7 is typically used by companies that are so far in debt that even a reorganization could not assist in recovery—or someone who has stopped caring about a…

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Home Loan Modification or Chapter 13, one Riverside Bankruptcy Attorney’s Opinion

Written on August 29, 2011 by Bankruptcy Expert in Bankruptcy Experiences, Bankruptcy Law, Bankruptcy Mistakes To Avoid, Bankruptcy Options, Chapter 13, Chapter 13, Chapter 7, Chapter 7, Myths About Bankruptcy, Recent Articles, Riverside Bankruptcy Attorney, Tips About Bankruptcy

Many of the bankruptcy lawyers in Riverside County work with loan modification companies or will provide modification advocacy services because there is a client demand for modification assistance. I tend to sit the fence on the issue. I’ve said previously that I don’t believe in pressuring clients to do anything they don’t want to do,…

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More Advice from a Riverside Bankruptcy Attorney: When in Debt on your Mortgage, Find a Credit Counselor

Written on August 27, 2011 by Bankruptcy Expert in Chapter 13, Chapter 7, Recent Articles, Riverside Bankruptcy Attorney

This Riverside Bankruptcy lawyer knows from experience how quickly some mortgage companies will move to sale on a foreclosure, and the only way to stop them is to file for Chapter 13 if you want to save your home. The problem is that the 2005 bankruptcy law changes made it impossible for individuals to file…

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