My days as a Sacramento bankruptcy attorney pretty much consist of acting as a counselor/priest/psychologist, as well as, acting the part of bankruptcy lawyer. I talk to people about their situation, I listen to their stories and then I take as much time as I can to explain to these good, decent people that they…
Category Archives: Recent Articles
Questions Frequently Asked of a Sacramento Bankruptcy Attorney
As a Sacramento Bankruptcy Attorney I get asked a lot of questions in regards to the differences between the various chapters of bankruptcy. I am going to try and use the blog to illuminate them a bit. Chapter 13 and Chapter 11 are used by individuals and businesses to reorganize and restructure debt, whereas Chapter…
What a Riverside Bankruptcy Attorney Can Tell You about Chapter 13
Chapter 13 bankruptcy is pretty much a Riverside bankruptcy lawyer’s dream option for dealing with creditors. It is dismissible—if circumstances change you can always dismiss the case without problems. It still provides an automatic stay from credit harassment. It allows you to keep your property in most cases. You are able to dismiss some debt…
The Big Question Asked of Every Sacramento Bankruptcy Lawyer
As a Sacramento bankruptcy attorney I receive a lot of inquiries about whether someone should file for Chapter 7 or Chapter 13. The general rule of thumb is whether or not the individual wants to keep the property they have or whether they want to walk away entirely. That is the “short” reply when asked…
Advice from a Sacramento Bankruptcy Attorney
The mixed news coming out of Washington in regards to the financial situation leaves this Sacramento bankruptcy attorney scratching his head about the purported recovery that we were supposedly in. For the past two years people on the news have been saying how things were slowly getting better for America and waxed poetic about all…
What Should People Expect from their Lawyer
When my office fields calls from people inquiring about a Riverside bankruptcy lawyer I’m always amazed at how appreciative and grateful people are that I was “nice” to them. I’m not sure if this reaction is due to them having met a not-so-nice Riverside bankruptcy attorney in the past and they’re just comparing us, or…
Ask a Riverside Bankruptcy Attorney: Why is it Called Bankruptcy “Protections”?
A lot of people know that I’m a Riverside Bankruptcy lawyer and from time to time that means that I am answering “trivia” questions about “why” something is, or “what” something means. A question I get quite often is: Why is it Called Bankruptcy “Protections”? People are somewhat misinformed about bankruptcy and what it can…
Chapter 13: the Bankruptcy Chapter for People who Hate Bankruptcy
Now, that I’ve confused you with the title of this blog, let me explain why it shouldn’t be confusing! Whereas Chapter 7 is a complete and total financial reboot, Chapter 13 is essentially a reorganization of debt. Chapter 13 enables people to restructure their debts under the supervision and safety of the courts. That’s right….
Unemployment Climbs Again—Is Anyone Surprised?
Just this morning I read an article in the North County Times regarding the 15.1% rise in the unadjusted rate of unemployment in Riverside. Considering the pretty dismal change in S&P for the US, the high debt, and lack of “oomph” to the US economy I figure things could be a lot worse. I don’t…
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