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This Riverside Bankruptcy lawyer knows from experience how quickly some mortgage companies will move to sale on a foreclosure, and the only way to stop them is to file for Chapter 13 if you want to save your home. The … Continued
My days as a Sacramento bankruptcy attorney pretty much consist of acting as a counselor/priest/psychologist, as well as, acting the part of bankruptcy lawyer. I talk to people about their situation, I listen to their stories and then I take … Continued
As a Sacramento Bankruptcy Attorney I get asked a lot of questions in regards to the differences between the various chapters of bankruptcy. I am going to try and use the blog to illuminate them a bit. Chapter 13 and … Continued
Chapter 13 bankruptcy is pretty much a Riverside bankruptcy lawyer’s dream option for dealing with creditors. It is dismissible—if circumstances change you can always dismiss the case without problems. It still provides an automatic stay from credit harassment. It allows … Continued
As a Sacramento bankruptcy attorney I receive a lot of inquiries about whether someone should file for Chapter 7 or Chapter 13. The general rule of thumb is whether or not the individual wants to keep the property they have … Continued
The mixed news coming out of Washington in regards to the financial situation leaves this Sacramento bankruptcy attorney scratching his head about the purported recovery that we were supposedly in. For the past two years people on the news have … Continued
When my office fields calls from people inquiring about a Riverside bankruptcy lawyer I’m always amazed at how appreciative and grateful people are that I was “nice” to them. I’m not sure if this reaction is due to them having … Continued
A lot of people know that I’m a Riverside Bankruptcy lawyer and from time to time that means that I am answering “trivia” questions about “why” something is, or “what” something means. A question I get quite often is: Why … Continued
Now, that I’ve confused you with the title of this blog, let me explain why it shouldn’t be confusing! Whereas Chapter 7 is a complete and total financial reboot, Chapter 13 is essentially a reorganization of debt. Chapter 13 enables … Continued
Just this morning I read an article in the North County Times regarding the 15.1% rise in the unadjusted rate of unemployment in Riverside. Considering the pretty dismal change in S&P for the US, the high debt, and lack of … Continued