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Do You Really Need a Bankruptcy Lawyer in Sacramento?

PaperworkMost people don’t make it through their entire lives without needing the assistance of an attorney in one shape or form. When a person has to declare bankruptcy, though, they may question whether they even need a bankruptcy lawyer in Sacramento since they can file on their own. Well an old saying goes: “He who represents himself has a fool for a client and a fool for an attorney.” In reality, there are several reasons that people should opt for a bankruptcy attorney.

Court Representation

One of the main reasons that people need an attorney when filing for bankruptcy is the fact that the whole process is a legal one. In reality, due to creditors wanting their money back, the situation can turn volatile.

In addition, the average layperson isn’t going to know the best way to deal with a bankruptcy trustee, and many don’t even know what these professionals do. The fact of the matter is that having an experienced lawyer deal with these issues can ensure a much smoother process.

Less Chance for Mistakes

When an individual decides to file for Chapter 13 or Chapter 7 bankruptcy discharge on their own, they’re really taking the chance that they may make a mistake. Just think about it: most people have never had to file for bankruptcy before.

This means they have zero experience, and this can end in mistakes that eventually lead to foreclosures or wage garnishment. Luckily, most bankruptcy attorneys can likely handle these things in their sleep, so there’s a good chance that everything will go through as expected.

Keeping Your Life on Track

Even in the unlikely event that a person knows exactly how to file for bankruptcy on their own, the simple fact of the matter is that the process takes time. A person will have to contact their creditors, attend court dates, meet with trustees, and engage in a variety of other time-consuming tasks.

During a difficult financial situation, this can mean lost time at work or other overlooked responsibilities. Fortunately, a person who hires a bankruptcy lawyer in Sacramento will have the benefit of continuing their life uninterrupted while their attorney handles the tedious legwork.

Speak with a bankruptcy attorney today and find out how getting a fresh start is as easy as pressing the restart button! Call now 916-446-1791

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