Contact Our Riverside Bankruptcy Attorneys Toll Free: 877-273-7383
Hard times have hit everybody, and especially, here in the Inland Empire, where bankruptcy attorneys in Riverside CA, have rolled up their sleeves, put on massive pots of coffee, and sharpened their pencils on your behalf. If the very word, bankruptcy, makes the hairs stand up on the back of your neck, you will be comforted if you consult with a Riverside Bankruptcy Attorney. You will find yourself in the company of a competent, self-assured professional who will guide you along the creepy corridors of bankruptcy. They will get you through the darkness, and out to the other side, where financial safety, not ruin, awaits.
Riverside Bankruptcy Attorney: Don’t Fear The Repo
Law, and especially bankruptcy law, as concepts, terrify most people. Rather than seeing the murky shadows that lurk behind these words and concepts, it is best to simply turn on the lights, pull the curtains back and see just what there is that is so daunting. As with any fear, you will find that once you put a name to it, and begin to know and understand it, the fear will begin to lose its grip on you. Be assured that there is a bankruptcy attorney in Riverside who is ready to put a name to your fears, and expose them to you as the small things that they are, and that can be managed.
Is Filing Bankruptcy For You?
This is the four-headed snake of bankruptcy in California. After having a look at it, you will be ready to sharpen an ax and make a call to a Riverside bankruptcy attorney. The first head is that of the simple, Chapter Seven. This is what people mean when they say they are declaring bankruptcy. It wipes out almost every debt, with the exception of spousal support, and child support.
Chapter Eleven is next. Simply put, this is the business bankruptcy, and, as with you, just because it has the word, Bankruptcy next to it, does not mean that it will cease to function. Many businesses have filed a Chapter Eleven and gone on to be productive, functioning cornerstones of society while getting out of debt. Often, a business will simply use Chapter Eleven to protect themselves from creditors while they trim expenses. Many businesses have used it to reduce expenses, increase profitability, and go on to a roaring comeback. One such example is, Continental Airlines, which filed for Chapter Eleven not once, but, twice in the mid-nineties. However, former Bowing executive, Gordon Bethune, using his now famous, Go Forward campaign, led them all the way back to the front, in only two years.
Chapter Thirteen needs to be looked at before Chapter Twelve, and the reason is not complicated, and will become obvious. Chapter Thirteen is more commonly referred to as the, Wage Earner Plan. It is a simple reorganization of your monthly debt, without you having to borrow. It uses a court enforced payment plan of between three, to five years, that allows you to stop foreclosures, and IRS seizures.
It is only now that you can look at Chapter Twelve, but only if you are a farmer, or a fisherman. Chapter Twelve is a sort of cross between Chapters Thirteen, and Eleven. Chapter Twelve is both less expensive, and less complex than filing either a Chapter Eleven, or, Chapter Thirteen. It also allows for a higher debt limit ceiling, and the reason is that farmers and fishermen are expected to face much higher debt than someone who simply earns a wage.
A Riverside Bankruptcy Attorney Can Help You If Your Being Harassed
If you are being harassed, there is a Riverside bankruptcy attorney who will help you. If you speak Spanish, feel free to walk right into our offices, because, so do we. Si hablas Espanyol, la puerta esta aveierta, por que, tam bien, hablamos Espanyol.
The world’s golf courses abound with people who every day, every minute, each second, wish that they could have a do-over, or, a mulligan for the slice that landed in the woods, or in the sand, or water. Today, there are many hard-working people of Riverside who wish they were afforded the same option. They fell behind their bill payments because of an unexpected trip to the emergency room, an unexpected trip to the auto mechanic, an unexpected lay-off from work.
How Our Riverside Bankruptcy Attorney Can Help You Get A Fresh Start
We are a debt relief agency that specializes in bankruptcy relief under the Bankruptcy Code of California. Our attorneys have devoted their lives to this one, special and vital part of the law: saving you from bankruptcy. Bankruptcy does not mean that you lose everything. It means that we make sure that your creditors, and yourself, go to a neutral corner while we draw up amicable solutions that allows each party to walk away a winner. We are in Riverside, and our battle-hardened attorneys are waiting to take on your fight. With us on your side, you have nothing to fear.
