How Do I Know if I Am Being Harassed?
Many people wonder what constitutes harassment by debt collectors or creditors. The Fair Debt Collection Practices Act (15 USC §1692, et al) was enacted to protect consumers from abusive and harassing debt collection practices. As a consumer you have a right to be treated with fairness and respect.
At Attorney Debt Reset, our firm is committed to helping clients deal with creditor harassment. We focus our attention on handling debt relief strategies for our clients, including Chapter 7 bankruptcy and Chapter 13 bankruptcy, in order to help them get on the right track with their finances. Contact us today to schedule a free consultation to discuss your specific case and needs.
If a debt collector or creditor collecting on a debt acts in a harassing or unfair manner, you may be able to sue them. Below are but a few common instances of debt collection abuse for which consumers may sue and be awarded money damages.
Common Debt Collector Abusive Behavior
- Collector harassed client
- Collector made repeated calls
- Collector used false names
- Collector used profanity
- Collector yelled or screamed
- Collector engaged in name calling
- Collector contacted a third party, such as:
- Family member
- Co-workers or boss
- Any other third party
- Collector interfered with spouse
- Collector involved child
- Collector involved elderly/victim
- Workplace calls occurred
- Job loss occurred
- Collector called it a crime
- Collector threatened garnishment
- Collector threatened legal action
- Collector threatened arrest
- Collector threatened repossession
- Collector misstated consequences (such as jail or other criminal punishment)
- Collector charged collection fees
- Collector requested a post-dated check
- Wrongful repossession
You do not have to put up with mistreatment from bill collectors. There are state and federal protections in place in order to see that harassment is prevented.
If you have questions about whether or not you are being harassed by a bill collector, get in touch with our firm and push the reset button on your debt today. Call the California debt collection harassment lawyers at Attorney Debt Reset at 877.273.7383 or simply complete our online contact form.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.