Standing Up for Clients Who Are Being Harassed by Creditors
Consumers have rights that are unfortunately overlooked in many situations. The Fair Debt Collection Practices Act (FDCPA 15 USC §1692, et al) was created in order to protect consumers from the harassing activities of debt collectors. Unfortunately, many third-party collectors still violate the terms of the act in order to seek payment on debts.
At Attorney Debt Reset, our lawyers are experienced at handling violations of the FDCPA. Some of the violations commonly seen by our firm include:
- Failing to abide by the set hours during which contact can be attempted
- Failure to stop contacting consumer upon written request
- Causing a telephone to ring repeatedly
- Engaging a person in conversation repeatedly in order to annoy or harass
- Attempting to contact consumers at their place of employment after being advised that this is prohibited
- Contacting a consumer who is known to be represented by a lawyer
- Misrepresentation or deceit
- Publishing the debtor’s name and/or address on a list of people in debt
There are many other guidelines set up by the FDCPA by which collectors must abide. Contact our office to further discuss your situation with a qualified member of our team during a free initial consultation.
Since our firm confidently handles bankruptcy issues, we are skilled at putting an end to creditor harassment through a variety of strategies. Our firm is fluent in the language of the Fair Debt Collection Practices Act. We can explain how it applies to your situation and how it can be used to stop creditor harassment. Our experienced attorneys can also help you understand how to know if you are being harassed by creditors. Some of the ways creditors harass include:
- Name calling
- Accusations of criminal activity
- Contacting employers or family members
We understand how frustrating it can be and are dedicated to helping clients explore their options for putting a stop to harassing phone calls. We can also help you effectively deal with debt relief settlement, wage garnishment, and how to possibly stop foreclosure.
In addition, our firm has helped numerous clients respond to unfair credit reports and inaccurate credit reporting. We encourage clients to regularly check their credit reports for any inaccuracies. This can alert you to any identity theft or fraud being committed against you.
- We also handle cases of creditor harassment that violate the California Rosenthal Act.
Stop Violations of the FDCPA and Push the Reset Button on Your Debt
You do not have to tolerate creditor harassment. Call our California Fair Debt Collection Practices Act lawyers at Attorney Debt Reset at 877.273.7383 or simply complete our online contact form.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.